Unilight Insurance Brokers is owner of website www.unilight.in (collectively called ‘services & products).

PLEASE READ THE PRIVACY POLICY CAREFULLY

By using this website, you agree to the Privacy Policy (‘the Policy’). By accessing and using this website, you accept, without limitation or qualification, the Policy. Unilight may modify the Policy by revising them on the website. Your continued use of the website constitutes your acceptance of any such revisions. You should therefore periodically visit this page to review the current Policy. Unilight hereby undertake that any information provided by you on this website shall not be provided to any third party for any promotional activity subject to consent sought by Unilight through a notification at the contact details provided by you. If you are a subscriber of Unilight, please read Unilight applicable Notice of Privacy Practices as described below. If you do not agree and accept, without limitation or qualification, the Policy, you must exit this website immediately.

WEBSITE /APP PRIVACY POLICY

What Personal Information Do We Collect?

When you visit this website, no personal information—such as your name, date of birth or telephone number —is collected, unless you provide us with that information voluntarily, such as when you complete an online form to learn more about Unilight products and services.

How Do We Use Your Personal Information?

If you choose to provide us with personal information by completing a form on this website, emailing us, or calling the phone number of agents listed on the website, we will use that personal information to (i) respond to your question or request, (ii) communicate with you about our service & products via email, and (iii) send information to you. If you are not a subscriber of Unilight and you have questions about how we use your personal information, you may contact us at support@unilight.in

Do We Disclose Any Personal Information to Outside Parties?

Unless you expressly give us permission in writing to do so, Unilight will not sell, rent, license, or trade your personal information other than as specified in this Privacy Policy.

Disclosures to Third Parties Assisting in Our Operations.

Unilight may share your personal information under confidentiality agreements with other companies that work with, or on behalf of, Unilight to provide products and services. These companies may use your personal information to assist Unilight in its operations. However, these companies do not have any independent right to share this information.

Disclosures Under Special Circumstances.

We may provide information about you to respond to subpoenas, court orders, legal process or governmental regulations, or to establish or exercise our legal rights or defend against legal claims. We believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or as otherwise permitted or required by law.

Business Transfers.

We may share your personal information with other business entities in connection with the sale, assignment, merger or other transfer of all or a portion of Unilight business to such business entity. We will require any such successor business entity to honour the terms of this Privacy Policy.

Secure Website Services

Certain online services are available to Unilight subscribers via our Secure Website Services, such as availing healthcare benefits , accessing to claims details , you may disclose personal information to Unilight. Unilight may collect your personal information for the following: • The Secure Website Services require a password to log in before accessing information, thus you may need to provide certain personal information so that Unilight may verify your identity;

  • To use and share your personal information to provide you with your professional upgradation services or other products and services related to insurance and healthcare ; and
  • To respond to requests via email or any type of communication provided via the Secure Website Services.

Users of Unilight Secure Website Services understand that the confidentiality of personal information is protected by prevalent laws in India. By using Unilight Secure Website Services you represent to Unilight that you are either

  • (i) the individual to whom this account pertains, or
  • (ii) legally authorized under applicable law to receive health care information regarding, and to make healthcare decisions for, the individual to whom this account pertains (for example, as the parent, legal guardian or legal custodian of such individual).

Internet Protocol Addresses

You should also be aware that when you visit our websites, Unilight may collect certain information that does not identify you personally, but provides us with "usage data," such as the number of visitors we receive or what pages are visited most often. This data helps us to analyze and improve the usefulness of the information we provide on these websites. Cookies and Web Beacons We do use "cookie" technology to understand and analyse visitor’s data on our website. On some pages of the Unilight website there may also be use of action tags which are used to measure effectiveness of our digital promotions.

Links on the Site

The website may contain links to other websites. Please be aware that Unilight is not responsible for the privacy practices of such other websites. When you connect to a website that is linked to our site, we encourage you to read the privacy statements of that website. This Privacy Policy applies solely to information collected by this site. Response to “Do Not Track” Signals Some Internet browsers include the ability to transmit “Do Not Track” signals. Since uniform standards for “Do Not Track” signals have not yet been adopted, Unilight does not process or respond to “Do Not Track” signals.

Children's Privacy Protection

Minors under 18 years of age who are not subscribers of Unilight may have the personal information that they have provided to Unilight through this website can request to delete the same by sending an email to support@unilight.in. Please note that, while we make reasonable efforts to comply with such requests, deletion of your personal information does not ensure complete and comprehensive removal of that data from all systems.

Changes to This Privacy Policy

This Privacy Policy may be revised from time to time as we add new features and services, as laws change, and as industry privacy and security best practices evolve. We display an effective date on the policy in the below left corner of this Privacy Policy so that it will be easier for you to know when there has been a change. If we make any change to this Privacy Policy regarding use or disclosure of personal information, we will provide advance notice on the site. Small changes or changes that do not significantly affect individual privacy interests may be made at any time and without prior notice.

Online Security

Unilight uses reasonable and appropriate security measures to safeguard the information that has been collected from you via the public or Secure Website Services. Among the measures that Unilight has implemented for its websites are administrative, physical and technical safeguards. However, you should know that no web site operator, including Unilight can fully eliminate security risks associated with personal information. While Unilight has endeavoured to create a secure and reliable website for users, the confidentiality of any communication or material transmitted to/from the site or via e-mail cannot be guaranteed.